Free Annual Credit Report

Consumers have the right to request a copy of their free annual credit report every twelve months. A copy of your free annual credit report can be received by mail or instantly online.

Why Get a Free Annual Credit Report?

Reviewing your credit report at least once a year is a great first step in identity theft prevention. Reviewing your credit is also a good way to keep on top of your credit score and to check for any incorrect reportings that may need your attention. Your credit score is a top indicator for lenders when deciding whether or not to lend you money for things like a mortgage or an auto loan. It is very important to follow tips to improve your credit in order to ensure lenders will be willing to work with you and willing to extend the best interest rates possible if you even choose to borrow money.

Where to get a Free Annual Credit Report

The best place to get a free copy of your credit report is http://annualcreditreport.com This service specializes in providing consumers copies of their credit report from all three credit reporting companies.